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Psychology of Spending
I still remember the time I walked into a store intending to buy just a notebook for class. Ten minutes later, I walked out with scented...
Tehreem Ali
Apr 11 min read
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What is a Wealth Gap and its Effects?
When I was younger, my cousin and I used to race to save money for a new toy. We’d both start with the same amount, but somehow, he...
Tehreem Ali
Feb 52 min read
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Debt: Short-Term Versus Long-Term
A few months ago, I saved up to buy a new phone, but my friend got the same one instantly on a credit card. At first, I envied her, but...
Tehreem Ali
Feb 51 min read
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From Coins to Crypto: How Digital Currency is Changing the Way We View Money
When I was a kid, I loved collecting rare coins with my grandfather. Each coin felt like a tiny treasure, carrying a story from its past....
Daniil Eremin
Jan 231 min read
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How to Handle Recessions: Lessons from Cookies and Economics
When I was younger, I loved to bake cookies. I remember how, every time I made a batch, I’d eat one or two fresh out of the oven and save...
Tehreem Ali
Jan 232 min read
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Mortgages Demystified: Turning Dreams of Homeownership Into Reality
When my cousin bought his first home, he joked about “signing his life away.” What he really meant was signing up for a mortgage, that...
Daniil Eremin
Dec 21, 20241 min read
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The Snowball Effect: How Compound Interest Turns Small Gains into Big Wins
When I was in school, I had a small habit: collecting spare change to buy the latest comic book. Every week, I’d add a little more, and...
Riya Kalapurakkal
Dec 14, 20242 min read
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Student Loan Forgiveness Updates in the Biden Administration
During the last month of the Biden administration, there have been discussions about two new student loan plans and additional options...
Riya Kalapurakkal
Dec 11, 20241 min read
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Target’s Holiday Magic: Why ‘One Item’ Always Turns Into a Full Basket
The holidays are right around the corner and like many others, I found myself at Target. With one item on my shopping list, I stepped...
Riya Kalapurakkal
Dec 10, 20242 min read
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Currency Depreciation: What It Means for Your Imports and Exports
Before we start with this article, we highly recommend reading the previous article as it delves into the flip side of currency...
Daniil Eremin
Nov 24, 20242 min read
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The Many Faces of Unemployment: Understanding Its Types
The Many Faces of Unemployment: Understanding Its Types Growing up, my local stationery shop was part of my weekly routine. The owner...
Tehreem Ali
Nov 24, 20242 min read
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Candy, Currency and Chaos: Understanding Hyperinflation
Growing up, one of my favourite things was buying sour candy after school. I’d ask my father to stop the car at the store every day, and...
Tehreem Ali
Nov 18, 20242 min read
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The 2024 Election: What Trump's Economic Plans Could Mean for You
At 312 electoral college votes , Donald J. Trump has been declared the 47th United States President. Every election, regardless of party...
Riya Kalapurakkal
Nov 12, 20243 min read
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Inflation Explained: Why Prices Keep Shocking You at the Store!
Have you ever experienced that moment when you're craving a mouthwatering Snickers candy bar, only to be surprised by a sudden increase...
Tehreem Ali
Nov 11, 20242 min read
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Currency Appreciation: What It Means for Your Imports and Exports
What is currency fluctuation? Currency fluctuation is the change in the value of one currency compared to another. For example, if $1 =...
Daniil Eremin
Nov 8, 20243 min read
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Monopolies: The Villains That Might Be Heroes?
No, this is not about the board game Monopoly that you play with your friends and family and have control over. This is a different...
Tehreem Ali
Nov 7, 20242 min read
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Financial Literacy...So What is it?
Growing up, I wasn’t very fond of financial literacy, let alone know anything related to it, I was conditioned to study whatever was put...
Tehreem Ali
Nov 5, 20242 min read
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Tax Talks: A Closer Look at Harris vs. Trump Economic Policies in 2024
The 2024 election has been one of the closest elections the United States has faced since the record voter turnout in 2020. As each...
Riya Kalapurakkal
Nov 1, 20242 min read
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Small Businesses and Their Role in Our Economy
Why are small businesses important for any economy? You might be wondering what defines a small business; it usually refers to a business...
Daniil Eremin
Oct 20, 20241 min read
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The Hidden Costs of College: What to Look Out For!
When applying for college financial aid, most schools require the FAFSA (Free Application for Federal Student Aid) to determine your...
Riya Kalapurakkal
Oct 19, 20241 min read
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